Your card can be used anywhere Visa or Mastercard is accepted, subject to local laws, card network rules, and our compliance policies.
Restricted Countries
For regulatory and compliance reasons, card payments and ATM withdrawals are not supported in the following countries:
Cuba
Iran
North Korea
Russia
Syria
Ukraine
Venezuela
Transactions initiated in these countries will be automatically declined.
Restricted Merchant Categories
Certain merchant categories (identified by Merchant Category Codes, or MCCs) are restricted for security, compliance, and regulatory reasons.
Transactions at merchants belonging to these categories will be automatically declined.
🚧 The list of restricted merchant categories may change over time without prior notice.
Restricted Merchant Categories
The following merchant categories are blocked by default:
MCC | Category |
2892 | Explosives |
3484 | Small Arms and Weapons |
4829 | Wire Transfers and Money Orders |
5122 | Drug Stores and Proprietary Drugs |
5681 | Furriers and Fur Shops |
5932 | Antique Shops |
5933 | Pawn Shops |
5937 | Antique Reproductions |
5960 | Direct Marketing – Insurance |
5962 | Direct Marketing – Travel Related Arrangement Services |
5965 | Direct Marketing – Catalog and Retail |
5966 | Direct Marketing – Outbound Telemarketing |
5967 | Direct Marketing – Inbound Telemarketing |
5969 | Direct Marketing – Other |
5972 | Stamp and Coin Stores |
5993 | Cigar Stores and Stands |
6010 | Financial Institutions – Manual Cash Disbursements |
6011 | Financial Institutions – Automated Cash Disbursements |
6012 | Financial Institutions – Merchandise and Services |
6050 | Quasi Cash – Member Financial Institutions |
6051 | Quasi Cash |
6211 | Securities Brokers and Dealers |
6529 | Remote Stored Value Load – Member Financial Institution |
6530 | Remote Stored Value Load – Merchant |
6531 | Payment Service Provider – Money Transfer |
6532 | Payment Transactions – Member Financial Institution |
6533 | Payment Transactions – Merchant |
6534 | Money Transfer – Member Financial Institution |
6535 | Value Purchase – Member Financial Institution |
6536 | MoneySend – Intracountry |
6537 | MoneySend – Intercountry |
6538 | MoneySend Funding Transaction |
6540 | Point-of-Interaction Funding Transactions |
6555 | Mastercard Initiated Rebate/Rewards |
6611 | Overpayments |
6760 | Savings Bonds |
7272 | Escort Services |
7273 | Dating or Escort Services |
7280 | Hospital Patient Personal Funds Withdrawals |
7297 | Massage Parlors |
7322 | Debt Collection Agencies |
7800 | Government-Owned Lotteries |
7801 | Government-Licensed Online Casinos |
7802 | Government-Licensed Horse/Dog Racing |
7948 | Race Organizations |
7995 | Gambling, Betting, Lotteries |
8631 | Labor Unions |
8651 | Political Organizations |
8661 | Religious Organizations |
9223 | Bail and Bond Payments |
9401 | I-Purchasing Pilot |
9405 | Intra-Government Purchases |
9411 | Government Loan Payments |
9700 | International Automated Referral Service (Visa only) |
9701 | Visa Credential Server (Visa only) |
9702 | GCAS Emergency Services (Visa only) |
9721 | International Affairs (Embassies) |
9754 | Gambling – Horse Racing, Dog Racing, State Lotteries |
9950 | Intra-Company Purchases |
Frequently Asked Questions
Why was my card payment declined?
If the merchant belongs to a restricted merchant category, the transaction will be declined automatically.
Can these restrictions be removed?
No.
Restricted merchant categories are enforced by our banking partners and card networks and cannot be disabled for individual cards.
Can the list change?
Yes.
The list of restricted merchant categories may be updated from time to time to comply with regulatory requirements, card network rules, and internal risk policies.